Women and minority prequalification pilot loan program is being ran by Small Business Administration, SBA, which helps business owners that are women or minorities achieve business loans from another agent. In order to qualify for the program a majority, in other words 51%, of the business must be owned by either […]

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If you are wondering why the Loan Modification Program is not working here is the answer:
1. Underwriting: using underwriting guidelines that are obsolete, e.g.
When calculating COMMISSION income you should not use the same method that was used before the economic collapse (taking the two-year average, or the year to date average). In […]

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Small businesses are the literal backbone of the American economy. Even though there are lots of factors that affect Wall Street such as oil prices and foreign markets, small businesses depend on Main Street instead of Wall Street to make their money. When it comes time to grow your small business, […]

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Home loans are consumer goods that allow providers to profit. As a consumer, it’s up to you to carefully pick out the house loan that will best suit your financial circumstance. House loans are one of the best examples of long-term investments. This particular nature of domiciliate loan makes them vulnerable […]

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Every individual who has undergone the tedious process of researching, shopping around and purchasing a home loan can attest that it is in fact difficult to buy a property using a home loan. There are many mortgage products out there in the market. You can choose a fixed rate or variable […]

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